Qsuper lifetime aspire fees booklet

Superannuation is a financial product, and as a financial product is requires the statement of disclosure regarding the product. Today super borrowing is a popular strategy used by self managed superannuation funds smsfs. We may change any matter about first state super without member consent, but in the case of an increase in fees and charges, we will notify members at least 30 days before the increase occurs. Apr 27, 2020 disclaimer hive empire pty ltd trading as. Qsuper has 588,434 members, which ranks it at number 15 largest of 150 funds. Your actual return would be reduced by the cost of buying and selling the fund, and inflation. Best performing super funds in australia stockspot. Qsuper is a lifetime account that readjusts your investment mix as you get older. Sunsuper for life pds and membership application form. Qsuper accumulations pds product disclosure statement.

We dont charge fees to switch your investments, make a withdrawal or close your account. The major fees charged in mysuper initiative includes investment fees, administration fees, switching fees, exit fees, and contributing service. Qsuper had a growth in the number of member accounts in the 2019 financial year of 1%, which is the 48 largest growth of the 150 funds that provided this information. Aspire health plan members 2020 january 1december 31 summary of benefits this is a summary of drug and health services covered by aspire health plan hmo january 1, 2020 december 31, 2020. Aspire focuses on growth, but depending on your lifetime account balance, will have a more aggressive or conservative investment strategy.

The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not. Qsuper opens its doors to the public sally rose july 3, 2017 6. Only administration and investment fees and costs are covered. Lifetime group, your age, lifetime balance, total fee 2, risk. Qsuper cuts administration fees financial standard. Qsupers guaranteedterm annuity amal awad february 25, 20 5. Qsuper lifetime aspire 2 option fe fundinfo crown rating factsheet as at. Qsuper has cut its administration fee from 18 basis points to 16 basis points its third cut to admin fees since 2015. The pds for bt super invest and the panorama fsg can be obtained by calling 0 881 716, or from the product disclosure statement page. Last year qsuper launched qsuper lifetime, a super product that takes into account the age of the member, the level of their savings, and the economic cycle to provide a better retirement outcome. Jul 03, 2017 qsuper opens its doors to the public sally rose july 3, 2017 6.

Primarily invests in australian and international shares and a range of unlisted growth assets for exposure to economic growth. For example, qsuper s lifetime aspire 2 option delivered an 8. Qsupers member online is a webbased superannuation administration portal owned by the qsuper board abn 32 125 059 006 afsl 489650 the board as trustee for qsuper abn 60 905 115 063 the fund. The product disclosure statement pds for bt super for life and financial services guide fsg for btfm can be obtained by calling 0 653 553, or from the product disclosure statement page. Rest super fees rest supers core strategy, which is the default mysuper option, has annual fees. View leesa fees profile on linkedin, the worlds largest professional community. Rest and hostplus also top the list for the lowest fees in the pension category, albeit in a different order. Investment fees for qsuper s default balanced option have reduced from 0. Super for lazy people how to grow it if you dont want.

Adviser updates new temporary changes to superannuation benefits government fiscal stimulus package march 2020 reducing client pension minimums on bt platforms changes to interest rates and administration fees were open for business, online. Aspire health plan is an hmo plan sponsor with a medicare contract. Qsuper on track to become public offer financial standard. Aussies are flatearthers of the finance world when it. After reading in this area for a while now i am thinking that is a lot of fees. Aspire focuses on growth, but depending on your lifetime account balance, will have a more. Important information about how superannuation works including income accounts, and more details of the fees and costs that. Detailed fund information unit name qsuper lifetime aspire 2 option sector mixed asset flexible launch date 26may2014 fund size as at 01jan. It automatically adjusts your mix of investments as you get older so you dont have to worry about switching accounts. Important information about your super qsuper fund. To perform a job search using advanced search criteria, click the advanced search link on the search bar and select relevant criteria.

A product disclosure statement or pds is a document or sometimes a group of documents that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive a financial services guide or fsg describes the financial services offered by, and important. Qsuper income protection is a valuable part of qsuper insurance plans and all members of the fund should make themselves aware of all the conditions pertaining to. Terry mackenroth, former treasurer and deputy premier of queensland. Extended limited warranties are available for purchase online for a free copy of the standard limited warranty endusers should see a reseller where acer products are sold or write to acer america corporation, warranty department, p. Frequently asked questions qinvest financial advice.

Qsuper is set to become a public offer fund by 30 june next year should its proposal receive federal regulatory approval. With rei supers advice options great advice is cost effective and easy to access. Qsuper accumulations pds product disclosure statement download. Qsupers lifetime investment option automatically changes your investment strategy. Product disclosure statements pdss and financial services. Find your ideal job at seek with 5 qsuper jobs found in all australia. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not be appropriate for your circumstances. Appointment to qsuper board of trustees the queensland. We want you to be able to do whatever you want when you finally stop work whether thats visiting the pyramids, spoiling the grandkids or simply improving your golf handicap.

If you have any questions about the qsuper self invest option, please contact qsuper via our website, phone or post. Working in a manual occupation which does not require trade. View all our qsuper vacancies now with new jobs added daily. Supersavings account and transition to retirement income account by 4.

Qsuper has championed better retirement outcomes for its members for nearly 100 years. The qsuper lifetime outlook option outperformed the relevant superratings index over 1 and 5 years to 30 june 2019. Qsupers accumulation account is a lowfee mysuper authorised product which helps you to save for your retirement. Qsupers guaranteedterm annuity investment magazine. In 2019 qsuper took out the gold fit cat fund award for the most top performing funds over 5 years. Enrollment in aspire health plan depends on contract renewal. Outlook is the under 40 option for the lifetime product and is effectively aggressive. Log out you have been successfully logged out of the qsuper self invest option. See the complete profile on linkedin and discover leesas connections and jobs at similar companies. We both work for the queensland government and have our super in the qsuper lifetime aspire fund. A summary of the important information you need about your sunsuper account, including insurance and fees. Super for lazy people how to grow it if you dont want to smsf. Lifetime option focus 1, aggressive, growth and moderate.

You can book an appointment at any time via our online enquiry form if you prefer to speak to someone, please call us on 1800 643 893. View leesa fee s profile on linkedin, the worlds largest professional community. Focus aged 5057 focus changes your investment strategy away from growth and more towards protecting your superannuation savings, based on your lifetime account balance. The fund does not charge an investment switching fee or a buysell spread. With a proven record of strong performance our members have enjoyed the benefits of strong longterm returns with less risk. Hong kong fund is taking targetdate approach to default. There is no fee for regular payments from your account. Apr 21, 2016 appointment to qsuper board of trustees treasurer curtis pitt has announced that the vacancy on the board of trustees of qsuper created by melissa babbage, wife of former federal treasurer joe hockey, will be filled by the hon. Candidate profile take a few minutes to create or modify your employment profile and to specify your preferred working criteria for future openings matching your interests. Suited to investors with a minimum recommended investment timeframe of 10 years. In fact 9 of the 10 funds in the pension top 10 also appear in the 10 super funds above. Employer express is an internetbased electronic superannuation administration and contribution facility provided by qsuper limited abn 50 125 248 286, afsl 334546 on behalf of the qsuper board of trustees abn 32 125 059 006.

Heres how to find out what super fees youre paying, including admin fees and. Qsuper opens its doors to the public investment magazine. Qsuper was the winner of the 2020 smooth ride award and was also nominated as a finalist for the 2020 mychoice super of the year and the 2020 net benefit awards. Lifetime group, your age, lifetime balance, total fee2, risk. Edit to add that i just called qsuper and there is no fees or cgt when switches between options within qsuper. A product disclosure statement or pds is a document or sometimes a group of documents that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. We aim to make our fees transparent, straightforward and easy to understand. I am currently in the lifetime aspire option with total fees of 1. Qsuper lowers balanced fund fees financial standard. Fees are lower than the industry average across all account balances assessed. Leesa fee manager learning and development qsuper group.